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Toledo, Ohio

Cost of living, housing, income, commute, climate, and safety — compiled for relocators researching Toledo.

MapsToIt planning snapshot

How much does it cost to live in Toledo?

Toledo planning snapshot: population 265,638, housing index 50 (among the more affordable large markets in this catalog), median home $107,000, median rent $880, and income near $47,532. Expect 83°F summer highs, 23°F winter lows, and about 20-minute one-way commutes. Violent-offense rates run about 952.1 per 100k (catalog avg 586.6).

· Source vintages vary — see per-metric labels below · Methodology & sources

Crime figures may use an older source vintage than housing and income on this page.

Housing cost index
50U.S. avg 100
Median home value
$107,000U.S. $303,400
Median rent
$880U.S. $1,348
Median income
$47,532U.S. $78,538
Unemployment
4.3%U.S. 4.2%
Avg commute
20 minCatalog avg 25 min
Violent crime
952.1per 100k · avg 586.6
Summer high
83°FCatalog avg 87°F
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Key figures

Each metric shows how Toledo compares with the U.S. baseline (ACS/BLS nationals where available; catalog-city averages for crime, climate, and commute). Income, housing, population, and crime are for the incorporated city (city limits), not the broader metro/MSA — unemployment is county-level (BLS LAUS).

Population
265,638City limits · Census PEP 2024 estimate
As of 2026-09-10 · Census PEP 2024
Median household income
$47,532Incorporated place (ACS)
As of 2026-09-10 · ACS 2023 5-year
39% below U.S. avgU.S. $78,538
Housing cost index
50ACS home+rent vs U.S. (100 = avg)
As of 2026-09-10 · ACS 2023 5-year
50% below U.S. avgU.S. 100
Median home value
$107,000City limits (ACS)
As of 2026-09-10 · ACS 2023 5-year
65% below U.S. avgU.S. $303,400
Median rent
$880City limits (ACS)
As of 2026-09-10 · ACS 2023 5-year
35% below U.S. avgU.S. $1,348
Unemployment
4.3%County LAUS · not city-only
As of 2026-09-10 · July 2026
Near U.S. avg (4.2 pts)U.S. 4.2 pts
Avg commute
20 min20% below U.S. avgU.S. 25 min
Walk Score
45Near U.S. avg (45)U.S. 45
Violent crime rate
952.1annualized per 100k · citywide
As of 2026-09-10 · 2019 offenses (FBI Table 8 fallback)
62% above U.S. avgU.S. 586.6
Property crime rate
3462.5annualized per 100k · citywide
As of 2026-09-10 · 2019 offenses (FBI Table 8 fallback)
12% above U.S. avgU.S. 3087.9
Summer high
83°FAs of 2026-09-10 · 1991–2020 NOAA normals4.0°F below U.S. avgU.S. 87°F
Winter low
23°FAs of 2026-09-10 · 1991–2020 NOAA normals11.0°F below U.S. avgU.S. 34°F
Annual rainfall
32.4 inAs of 2026-09-10 · 1991–2020 NOAA normalsNear U.S. avg (33 in)U.S. 33 in
Sunny days
238As of 2026-09-10 · 1991–2020 NOAA normals11% below U.S. avgU.S. 268

Population trend

Toledo declined 7.5% from 287,065 in 2010 to 265,638 in 2024.

Dec 2024265,638 people-7.5% vs 2010
201020172024

Source: U.S. Census Bureau PEP city/town estimates (2010–2024). Playback steps monthly between annual Census PEP estimates.

Is Toledo expensive compared to the U.S. average?

Toledo's housing cost index is 50 versus 100 nationally — among the more affordable large markets in this catalog. That gap is driven mainly by ACS median home values ($107,000 vs $303,400) and rents ($880 vs $1,348).

  • Housing cost index 50 (U.S. 100)
  • Median home $107,000 vs U.S. $303,400
  • Median rent $880 vs U.S. $1,348

How much does housing cost in Toledo?

Typical ownership costs center near $107,000, while median gross rent is about $880 a month. Against a median household income of $47,532, rent alone is roughly 22% of income on an annualized basis.

  • Median home value $107,000
  • Median rent $880/month
  • Median household income $47,532

What is the job market like in Toledo?

County unemployment recently ran 4.3% versus a U.S. rate of 4.2%. Median household income in Toledo is about $47,532 (U.S. $78,538).

  • Unemployment 4.3% (U.S. 4.2%)
  • Median income $47,532

How long is the typical commute in Toledo?

Average one-way commute time is about 20 minutes, with Walk Score near 45/100. The catalog-city average commute is 25 minutes.

  • 20 minutes average one-way
  • Walk Score 45/100

Is Toledo safer than similar U.S. cities?

Published violent-offense rates are about 952.1 per 100k and property about 3462.5 per 100k, versus catalog averages of 586.6 and 3087.9. Citywide rates hide large neighborhood differences.

  • Violent 952.1 per 100k
  • Property 3462.5 per 100k

What is the climate like year-round in Toledo?

Normals show summer highs near 83°F, winter lows near 23°F, about 32.4 inches of rain, and roughly 238 sunny days a year.

  • Summer high 83°F
  • Winter low 23°F
  • 32.4 in rain · 238 sunny days

Great Lakes industry towns and Midwestern seasons still set the tone. Expect summer highs near 83°F and winter lows around 23°F. Average one-way commute time is about 20 minutes, and Walk Score estimates land around 45/100. Labor-market readings near 4.3% unemployment are neither boom nor bust by national standards. FBI CDE violent-offense rates run comparatively high (~952.1 per 100k annualized), so block-by-block due diligence is especially important.

Toledo, Ohio counts about 265,638 residents inside the city limits. With median income around $47,532 and a cost index of 50, the market reads among the more affordable large markets in this catalog on housing costs. Entry home prices around $107,000 still look attainable compared with coastal metros.

Toledo is compact enough that a single wrong neighborhood choice is easy to feel day to day — visit at commute hour before signing. Figures on this page are merged from Census ACS, BLS LAUS, FBI Crime Data Explorer, and NOAA Climate Normals — use them to compare Toledo with nearby alternatives before you relocate.

Nearby & similar cities

Continue researching with these internal links — each page is a full data profile.

Sources

  • Census / ACS: U.S. Census Bureau ACS 2023 5-year (Toledo city, 1600000US3977000) As of 2026-09-10 · ACS 2023 5-year
  • BLS: BLS LAUS · Lucas County, July 2026 As of 2026-09-10 · July 2026
  • Crime: FBI CIUS Table 8 (2019) city offenses known to law enforcement — rates per 100k; CDE API unavailable at enrich time As of 2026-09-10 · 2019 offenses (FBI Table 8 fallback)
  • Climate: NOAA 1991–2020 Monthly Normals (USW00004848 TOLEDO METCALF FLD) As of 2026-09-10 · 1991–2020 NOAA normals
  • Population trend: U.S. Census Bureau PEP city/town estimates (2010–2024) As of 2026-09-10 · Census PEP 2024

Catalog refreshed 2026-09-10

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