Cheapest and most expensive U.S. cities

Ranked by MapsToIt housing cost index (100 โ‰ˆ U.S. average), derived from Census ACS median home value and median gross rent. Lower scores mean more affordable housing relative to the national baseline โ€” not a full BLS consumer price basket.

10 cheapest cities by housing cost index

These catalog cities post the lowest blended ACS home + rent indices in the current MapsToIt release. Use the list below if you are scanning for affordable entry points; open any profile for income, commute, climate, and safety context.

  1. 1. Dayton, OHHousing index 47 ยท homes ~$93,200 ยท 136,346 people
  2. 2. Cleveland, OHHousing index 49 ยท homes ~$94,100 ยท 365,379 people
  3. 3. Toledo, OHHousing index 50 ยท homes ~$107,000 ยท 265,638 people
  4. 4. Detroit, MIHousing index 51 ยท homes ~$76,800 ยท 645,705 people
  5. 5. Akron, OHHousing index 53 ยท homes ~$111,200 ยท 189,664 people
  6. 6. Brownsville, TXHousing index 54 ยท homes ~$122,400 ยท 191,967 people
  7. 7. Rockford, ILHousing index 55 ยท homes ~$120,900 ยท 147,486 people
  8. 8. Evansville, INHousing index 56 ยท homes ~$129,100 ยท 115,395 people
  9. 9. Jackson, MSHousing index 56 ยท homes ~$108,200 ยท 141,449 people
  10. 10. Topeka, KSHousing index 57 ยท homes ~$130,600 ยท 125,467 people

10 most expensive cities by housing cost index

At the other end of the catalog, these places carry the highest ACS-derived housing cost indices. High scores usually reflect elevated home values and rents versus national medians โ€” dig into each profile before assuming โ€œexpensiveโ€ equals poor relocator fit.

  1. 1. Sunnyvale, CAHousing index 413 ยท homes ~$1,816,600 ยท 156,792 people
  2. 2. Santa Clara, CAHousing index 363 ยท homes ~$1,527,900 ยท 133,132 people
  3. 3. Santa Barbara, CAHousing index 327 ยท homes ~$1,466,400 ยท 87,291 people
  4. 4. Fremont, CAHousing index 320 ยท homes ~$1,289,400 ยท 228,192 people
  5. 5. San Francisco, CAHousing index 317 ยท homes ~$1,380,500 ยท 827,526 people
  6. 6. Berkeley, CAHousing index 302 ยท homes ~$1,351,100 ยท 121,749 people
  7. 7. San Jose, CAHousing index 293 ยท homes ~$1,187,800 ยท 997,368 people
  8. 8. Bellevue, WAHousing index 291 ยท homes ~$1,203,100 ยท 154,377 people
  9. 9. Irvine, CAHousing index 291 ยท homes ~$1,115,400 ยท 318,683 people
  10. 10. Cambridge, MAHousing index 273 ยท homes ~$1,040,500 ยท 121,186 people

Source: U.S. Census Bureau ACS 5-year median home value and median gross rent; MapsToIt housing cost index (100 = U.S. average). See methodology. Also browse the full city index, cost vs safety scatter, or compare cities.