Cheapest and most expensive U.S. cities

Ranked by MapsToIt housing cost index (100 โ‰ˆ U.S. average), derived from Census ACS median home value and median gross rent. Lower scores mean more affordable housing relative to the national baseline โ€” not a full BLS consumer price basket.

10 cheapest cities by housing cost index

These catalog cities post the lowest blended ACS home + rent indices in the current MapsToIt release. Use the list below if you are scanning for affordable entry points; open any profile for income, commute, climate, and safety context.

  1. 1. Cleveland, OHHousing index 49 ยท homes ~$94,100 ยท 367,523 people
  2. 2. Toledo, OHHousing index 50 ยท homes ~$107,000 ยท 268,461 people
  3. 3. Detroit, MIHousing index 51 ยท homes ~$76,800 ยท 636,644 people
  4. 4. Akron, OHHousing index 53 ยท homes ~$111,200 ยท 189,526 people
  5. 5. Rockford, ILHousing index 55 ยท homes ~$120,900 ยท 147,649 people
  6. 6. Evansville, INHousing index 56 ยท homes ~$129,100 ยท 116,441 people
  7. 7. Jackson, MSHousing index 56 ยท homes ~$108,200 ยท 149,827 people
  8. 8. Rochester, NYHousing index 58 ยท homes ~$120,600 ยท 209,720 people
  9. 9. Peoria, ILHousing index 60 ยท homes ~$149,500 ยท 112,126 people
  10. 10. Springfield, MOHousing index 61 ยท homes ~$165,200 ยท 169,432 people

10 most expensive cities by housing cost index

At the other end of the catalog, these places carry the highest ACS-derived housing cost indices. High scores usually reflect elevated home values and rents versus national medians โ€” dig into each profile before assuming โ€œexpensiveโ€ equals poor relocator fit.

  1. 1. Sunnyvale, CAHousing index 413 ยท homes ~$1,816,600 ยท 153,455 people
  2. 2. Santa Clara, CAHousing index 363 ยท homes ~$1,527,900 ยท 129,239 people
  3. 3. Fremont, CAHousing index 320 ยท homes ~$1,289,400 ยท 228,518 people
  4. 4. San Francisco, CAHousing index 317 ยท homes ~$1,380,500 ยท 836,321 people
  5. 5. San Jose, CAHousing index 293 ยท homes ~$1,187,800 ยท 990,054 people
  6. 6. Bellevue, WAHousing index 291 ยท homes ~$1,203,100 ยท 151,199 people
  7. 7. Irvine, CAHousing index 291 ยท homes ~$1,115,400 ยท 308,160 people
  8. 8. Huntington Beach, CAHousing index 263 ยท homes ~$1,047,300 ยท 196,010 people
  9. 9. Pasadena, CAHousing index 254 ยท homes ~$1,045,000 ยท 136,462 people
  10. 10. Torrance, CAHousing index 253 ยท homes ~$1,036,600 ยท 143,499 people

Source: U.S. Census Bureau ACS 5-year median home value and median gross rent; MapsToIt housing cost index (100 = U.S. average). See methodology. Also browse the full city index, cost vs safety scatter, or compare cities.