McKinney, Texas
Cost of living, housing, income, commute, climate, and safety — compiled for relocators researching McKinney.
MapsToIt planning snapshot
How much does it cost to live in McKinney?
McKinney, TX has a MapsToIt housing cost index of 141 (well above the U.S. housing-cost baseline; 100 = U.S. avg). Median home value is about $439,500 and median rent about $1,841, against national ACS medians of $303,400 and $1,348. Median household income is roughly $120,273. Typical commute is 30 minutes; summer highs average 94°F. Violent-offense rates run about 143.1 per 100k (catalog avg 586.6).
Crime figures may use an older source vintage than housing and income on this page.
- Housing cost index
- 141U.S. avg 100
- Median home value
- $439,500U.S. $303,400
- Median rent
- $1,841U.S. $1,348
- Median income
- $120,273U.S. $78,538
- Unemployment
- 4.6%U.S. 4.2%
- Avg commute
- 30 minCatalog avg 25 min
- Violent crime
- 143.1per 100k · avg 586.6
- Summer high
- 94°FCatalog avg 87°F
Key figures
Each metric shows how McKinney compares with the U.S. baseline (ACS/BLS nationals where available; catalog-city averages for crime, climate, and commute). Income, housing, population, and crime are for the incorporated city (city limits), not the broader metro/MSA — unemployment is county-level (BLS LAUS).
- Population
- 227,526City limits · Census PEP 2024 estimate
As of 2026-09-10 · Census PEP 2024 - Median household income
- $120,273Incorporated place (ACS)
As of 2026-09-10 · ACS 2023 5-year53% above U.S. avgU.S. $78,538 - Housing cost index
- 141ACS home+rent vs U.S. (100 = avg)
As of 2026-09-10 · ACS 2023 5-year41% above U.S. avgU.S. 100 - Median home value
- $439,500City limits (ACS)
As of 2026-09-10 · ACS 2023 5-year45% above U.S. avgU.S. $303,400 - Median rent
- $1,841City limits (ACS)
As of 2026-09-10 · ACS 2023 5-year37% above U.S. avgU.S. $1,348 - Unemployment
- 4.6%County LAUS · not city-only
As of 2026-09-10 · July 2026Near U.S. avg (4.2 pts)U.S. 4.2 pts - Avg commute
- 30 min20% above U.S. avgU.S. 25 min
- Walk Score
- 2251% below U.S. avgU.S. 45
- Violent crime rate
- 143.1annualized per 100k · citywide
As of 2026-09-10 · 2019 offenses (FBI Table 8 fallback)76% below U.S. avgU.S. 586.6 - Property crime rate
- 993.4annualized per 100k · citywide
As of 2026-09-10 · 2019 offenses (FBI Table 8 fallback)68% below U.S. avgU.S. 3087.9 - Summer high
- 94°FAs of 2026-09-10 · 1991–2020 NOAA normals7.0°F above U.S. avgU.S. 87°F
- Winter low
- 36°FAs of 2026-09-10 · 1991–2020 NOAA normals2.0°F above U.S. avgU.S. 34°F
- Annual rainfall
- 38.3 inAs of 2026-09-10 · 1991–2020 NOAA normals16% above U.S. avgU.S. 33 in
- Sunny days
- 275As of 2026-09-10 · 1991–2020 NOAA normalsNear U.S. avg (268)U.S. 268
Population trend
McKinney grew 71.2% from 132,934 in 2010 to 227,526 in 2024.
Source: U.S. Census Bureau PEP city/town estimates (2010–2024). Playback steps monthly between annual Census PEP estimates.
Is McKinney expensive compared to the U.S. average?
McKinney's housing cost index is 141 versus 100 nationally — well above the U.S. housing-cost baseline. That gap is driven mainly by ACS median home values ($439,500 vs $303,400) and rents ($1,841 vs $1,348).
- Housing cost index 141 (U.S. 100)
- Median home $439,500 vs U.S. $303,400
- Median rent $1,841 vs U.S. $1,348
How much does housing cost in McKinney?
Typical ownership costs center near $439,500, while median gross rent is about $1,841 a month. Against a median household income of $120,273, rent alone is roughly 18% of income on an annualized basis.
- Median home value $439,500
- Median rent $1,841/month
- Median household income $120,273
What is the job market like in McKinney?
County unemployment recently ran 4.6% versus a U.S. rate of 4.2%. Median household income in McKinney is about $120,273 (U.S. $78,538).
- Unemployment 4.6% (U.S. 4.2%)
- Median income $120,273
How long is the typical commute in McKinney?
Average one-way commute time is about 30 minutes, with Walk Score near 22/100. The catalog-city average commute is 25 minutes.
- 30 minutes average one-way
- Walk Score 22/100
Is McKinney safer than similar U.S. cities?
Published violent-offense rates are about 143.1 per 100k and property about 993.4 per 100k, versus catalog averages of 586.6 and 3087.9. Citywide rates hide large neighborhood differences.
- Violent 143.1 per 100k
- Property 993.4 per 100k
What is the climate like year-round in McKinney?
Normals show summer highs near 94°F, winter lows near 36°F, about 38.3 inches of rain, and roughly 275 sunny days a year.
- Summer high 94°F
- Winter low 36°F
- 38.3 in rain · 275 sunny days
McKinney (pop. 227,526) sits in Texas. Median household income is roughly $120,273, while the ACS housing-cost index sits near 141 — well above the national housing-cost baseline (100 ≈ U.S. average). Ownership is a high bar — typical values near $439,500 push many newcomers toward renting first.
McKinney is compact enough that a single wrong neighborhood choice is easy to feel day to day — visit at commute hour before signing. Figures on this page are merged from Census ACS, BLS LAUS, FBI Crime Data Explorer, and NOAA Climate Normals — use them to compare McKinney with nearby alternatives before you relocate.
Hot summers, sprawling freeways, and no state income tax dominate comparisons. Roughly 275 sunny days a year give outdoor routines unusual calendar reliability. Plan on roughly 30 minutes each way for a typical commute; Walk Score is about 22. Unemployment recently ran near 4.6%, broadly in line with many large U.S. counties. Violent-offense rates near 143.1 per 100k compare favorably with many peer metros, though local blocks still differ.
Nearby & similar cities
Continue researching with these internal links — each page is a full data profile.
Sources
- Census / ACS: U.S. Census Bureau ACS 2023 5-year (McKinney city, 1600000US4845744) — As of 2026-09-10 · ACS 2023 5-year
- BLS: BLS LAUS · Collin County, July 2026 — As of 2026-09-10 · July 2026
- Crime: FBI CIUS Table 8 (2019) city offenses known to law enforcement — rates per 100k; CDE API unavailable at enrich time — As of 2026-09-10 · 2019 offenses (FBI Table 8 fallback)
- Climate: NOAA 1991–2020 Monthly Normals (USW00053914 MCKINNEY MUNI AP) — As of 2026-09-10 · 1991–2020 NOAA normals
- Population trend: U.S. Census Bureau PEP city/town estimates (2010–2024) — As of 2026-09-10 · Census PEP 2024
Catalog refreshed 2026-09-10